The Credit Research Initiative (CRI) is a non-profit undertaking at the Risk Management Institute (RMI) of the National University of Singapore. It was launched in July 2009 by then the RMI director Professor Duan Jin-Chuan with the able assistance from Dr. Oliver Chen. Over the course of its development, the CRI has been dedicating to promoting the research on credit risk and offering directly useful credit analytics to the market participants.