Health insurance is a vital component of people receiving needed medical care. Premiums have gone crazy in recent years and I know there are options that will save money and enhance benefits for many businesses. I enjoy/appreciate working with companies and their employees to improve their overall experience with their benefits. I've been in the financial business for 46 years and health insurance has always been a significant part of my business. About 20 years ago, I decided that I wanted to discontinue the other aspects of the financial world and focus on health insurance with a specific emphasis on employee benefits. I've had great experiences with clients and serving and helping them.